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Protecting Personal Data ...

Writer: Heike GrossiHeike Grossi

The massive 2017 Equifax data breach prompted Congress to pass a law letting consumers place a free security freeze on their credit reports. 


That was important because without a freeze, credit bureaus will sell your data to any lender that asks. With a freeze in place, they can't do so without getting your explicit 

consent--- making it harder for identity thieves to open an account in your name. 


Security freezes are optional, however, and consumers must actively set up a freeze at each of the three major bureaus. 


Info obtained from CR Consumer Reports 


 
 
 

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